If you have a tax bill to pay, your notice of assessment will include your payment advice and due date. How likely would you be to recommend finder to a friend or colleague? Check all the details on your notice of assessment with those in your tax return. Often, auditors can leverage this information for their audits. Categorize the information systems in the organization, i.e., determine the criticality of the information system based on potential adverse impact to the business. However, if you decide to lodge a paper return, the process may take as long as 10 weeks. 1 Executive Office of the President of the United States, Office of Management and Budget, M-03-22, OMB Guidance for Implementing the Privacy Provisions of the E-Government Act of 2002, 26 September 2003 4. Sydney, NSW, Australia 2000. The processing timeframes we aim for depend on the lodgment method you use. Interactive Tax Assistant Search. However, this isnt to say there arent several benefits to using a tax agent or an accountant to lodge your return. In progress Processing we have received your tax return and weve started processing it. Generally, the ISSO works with the IT team to prepare the required documentssystem security plan (SSP), privacy threshold analysis (PTA), contingency plan (CP), etc. This person is referred to as the senior agency information security official (SAISO) who is the point of contact within a federal government agency and is responsible for its information system security.11. Instalment notices. And if you have complex income or anything else thats likely to result in a complicated return, getting professional help can help you navigate what can be a confusing and intimidating process. 2. Information and technology power todays advances, and ISACA empowers IS/IT professionals and enterprises. Start your career among a talented community of professionals. Notice Of Assessment - NOA: A notice of assessment (NOA) is an annual statement sent by the Canadian Revenue Agency (CRA) to taxpayers detailing the amount of income tax they owe. "Self-assessment" is defined in section 1 of the Act as . If you feel that our information does not fully cover your circumstances, or you are unsure how it applies to you, contact us or seek professional advice. Estimated Date means the end date of the Calculation Period. 5 Executive Office of the President of the United States, Office of Management and Budget, Circular No. This article discusses approaches to increase an information security professionals knowledge about the US federal government ATO security authorization process and ones duties in the narrow US federal government industry. This guide will show you where to begin and what you need to know at tax time, including what you changes have been implemented as a result of COVID-19. ISACA is, and will continue to be, ready to serve you. Use this tool to review your Loan Estimate to make sure it reflects what you discussed with the lender. In this circumstance we attach the payment advice to the statement of account. To check the progress of your 2021-22 tax return in the ATO app: The status will be displayed on the screen within the ATO app. If you follow our information and it turns out to be incorrect, or it is misleading and you make a mistake as a result, we will take that into account when determining what action, if any, we should take. Participate in ISACA chapter and online groups to gain new insight and expand your professional influence. If you feel that our information does not fully cover your circumstances, or you are unsure how it applies to you, contact us or seek professional advice. Today, we also help build the skills of cybersecurity professionals; promote effective governance of information and technology through our enterprise governance framework, COBIT and help organizations evaluate and improve performance through ISACAs CMMI. The ATO has received your return and has started processing it, or they have finalised your tax return and are issuing a notice of assessment. Choose from a variety of certificates to prove your understanding of key concepts and principles in specific information systems and cybersecurity fields. Although we cover a wide range of products, providers and services we don't cover every product, provider or service available in the market so there may be other options available to you. Mark Chapman goes through the tax requirements you need to know about if you're an Uber driver, Airbnb host or do other work in the gig economy. If your tax return requires manual checks processing it may take longer. If youre unable to pay the amount you owe on time, you should contact the ATO so they can help you deal with your debt. Finder's decision to show a 'promoted' product is neither a recommendation that the product is appropriate for you nor an indication that the product is the best in its category. Do you run a small business? We can also provide you with general advice and factual information on about a range of other products, services and providers. A separate independent assessment team (security assessors) that reviews what the ISSO team has done. 34 Op cit, National Institute of Standards and Technology, April 2013 We have 11 ways to help you do it. Make sure you have the information for the right year before making decisions based on that information. The purpose of our assessment is to determine if the controls are implemented correctly, operating as intended and producing the desired control described in the System Security Plan. Build your teams know-how and skills with customized training. 1700 E. Golf Road, Suite 400, Schaumburg, Illinois 60173, USA|+1-847-253-1545|, Navigating the US Federal Government Agency ATO Process for IT Security Professionals, Medical Device Discovery Appraisal Program, http://govinfo.library.unt.edu/npr/library/misc/itref.html, http://csrc.nist.gov/groups/SMA/fisma/overview.html, http://csrc.nist.gov/publications/PubsSPs.html, www.computerworld.com/article/2576450/app-development/app-development-system-development-life-cycle.html, www.oig.dhs.gov/assets/Mgmt/2012/OIG_12-95_Jun12.pdf, http://nvlpubs.nist.gov/nistpubs/SpecialPublications/NIST.SP.800-37r1.pdf, www.dhs.gov/xlibrary/assets/foia/mgmt_directive_4300a_policy_v8.pdf, http://csrc.nist.gov/groups/SMA/fisma/documents/faq-continuous-monitoring.pdf, http://nvlpubs.nist.gov/nistpubs/Legacy/SP/nistspecialpublication800-137.pdf, http://csrc.nist.gov/publications/PubsFIPS.html, http://csrc.nist.gov/publications/fips/fips199/FIPS-PUB-199-final.pdf, http://nvlpubs.nist.gov/nistpubs/Legacy/SP/nistspecialpublication800-60v1r1.pdf, http://nvlpubs.nist.gov/nistpubs/Legacy/SP/nistspecialpublication800-60v2r1.pdf, http://nvlpubs.nist.gov/nistpubs/SpecialPublications/NIST.SP.800-53r4.pdf, http://nvlpubs.nist.gov/nistpubs/SpecialPublications/NIST.SP.800-53Ar4.pdf, http://csrc.nist.gov/publications/nistpubs/800-37-rev1/nist_oa_guidance.pdf, www.dhs.gov/publication/dhs-security-authorization-process-guide, Is not an audit, nor is it to be termed an ATO audit, Documents the security measures taken and the security process in place for US federal government agencies by focusing on a specific system. It includes . How to Backdate an Agreement. Your notice of assessment is sent to your myGov inbox. Definition (s): 17 Op cit, National Institute of Standards and Technology, February 2010 15 Department of Defense, Personnel and Readiness Information Management, Department of Defense Information Assurance Certification and Accreditation Process (DIACAP), USA We compare from a wide set of banks, insurers and product issuers. If you're unsure about anything, seek professional advice before you apply for any product or commit to any plan. There are two ways to authorize a Cloud Service Offering (CSO) through FedRAMP, through an individual agency or the Joint Authorization Board (JAB). You must do this within: The time limit starts once the ATO sends out your notice of assessment for that income year. ISACA delivers expert-designed in-person training on-site through hands-on, Training Week courses across North America, through workshops and sessions at conferences around the globe, and online. The authorizing official reviews the package to make an ATO decision to grant or deny authorization of the system to operate for three years. In this case, you might have to wait for up to 50 business days to receive your notice of assessment. The Interactive Tax Assistant (ITA) is a tool that provides answers to several tax law questions specific to your individual circumstances. Get an early start on your career journey as an ISACA student member. testing and information gathering and 2.) Get in the know about all things information systems and cybersecurity. Please refer to our FSG - Financial Products. If you have lodged a tax return, then you have declared your dividend income in your tax return form, which encompasses unfranked amounts, franked amounts and franking credits. tax you need to pay or refund. However, if the process is done online via MyTax, or through a tax agent, you should receive your notice a lot quicker, i.e. Generally, you must lodge your objection within the 2year or 4year amendment period, whichever applies to you. Please note that the information published on our site should not be construed as personal advice and does not consider your personal needs and circumstances. You will also receive a tax receipt showing how your taxes have been allocated to key categories of government expenditure. Finder may receive remuneration from the Provider if you click on the related link, purchase or enquire about the product. A notice of assessment is what you receive from the Canada Revenue Agency after submitting your tax return. Tim Falk is a writer for Finder, writing across a diverse range of topics. If you link your myGov account to the ATO, you can check the progress of your tax return or amendments using ATO online services. Most refunds will be issued within 12 working days if you lodged online, and can take up to 50 working days. Includes a Form 8379, Injured Spouse Allocation, which could take up to 14 weeks to process. P-ATO through the Joint Authorization Board (JAB): a JAB P-ATO is an initial approval of the Cloud Service Provider (CSP) authorization package by the JAB that any federal agency can leverage to grant an ATO for the use of the cloud service within their agency. Then, the security assessor evaluates the information and prepares a security assessment report (SAR). estimate: [noun] the act of appraising or valuing : calculation. by paper, we aim for processing within 50business days (10weeks) from the date we receive the lodgment (but paper lodgments may take up to 7weeks to show on our systems), online using myTax, we aim for processing within 2weeks, through a tax agent, we aim for processing within 2weeks. Australian Taxation Office for the Commonwealth of Australia. 8. The IRS will issue most refunds in less than 21 calendar days. ISACA is fully tooled and ready to raise your personal or enterprise knowledge and skills base. 20 National Institute of Standards and Technology, Frequently Asked Questions, Continuous Monitoring, USA, http://csrc.nist.gov/groups/SMA/fisma/documents/faq-continuous-monitoring.pdf Looking for online definition of ATO or what ATO stands for? When filing a paper tax return, you can expect to receive a notice of assessment within ten working weeks, but if you filed electronically, expect your notice in two weeks. Online tax return via myGov vs using a tax agent, Tax and the gig economy: What you need to know, Electronic returns are normally processed within 2 weeks, Paper returns are processed manually within 10 weeks, If youre not a full-time employee, or if youre self-employed, If you have a large number of deductions to claim, If you have also recently lodged tax returns for prior years, If there are incorrect or incomplete details in your return, If you lodge duplicate returns for the same year, You are under an Insolvency administration, for example you have declared bankruptcy or entered into a debt arrangement, The ATO needs to confirm details with other government agencies, such as Centrelink, Child Support or the Family Assistance Office, The ATO needs to verify some of the information you have provided, such as your spouses details or your private health insurance details, or cross-check the information you provided in your return with data from its own systems. ATO: Administrative and Training Officer (Office of Emergency Preparedness) ATO: Achilles Tendon Operation: ATO: Aviation Transportation Officer: ATO: Analog Tandem Office: ATO: ATCCS Test Office: ATO: Anti-Tyranny Organization: ATO: Address (Complete) Time Out (Telcordia) ATO: Advanced Technology Offerings (OSF) ATO: Advisory Title Officer . See the specific due dates for the 2023 estimated tax payments in the table below. Affirm your employees expertise, elevate stakeholder confidence. More certificates are in development. Members can also earn up to 72 or more FREE CPE credit hours each year toward advancing your expertise and maintaining your certifications. This happens when your account balance is not the same as the amount listed in your notice of assessment. Your guide to working out if you need to file a tax return with the ATO. This is clearly marked. We may be able to help you get a quicker refund if you are experiencing serious hardship. find out if you're eligible for this faster service. Has more than 20 years of experience as a consultant in the role of information systems security officer for US federal government agencies, having launched her career as a certified public accountant and project manager working in the financial services industry. Find out all about the tax treatment of term deposit interest payments. Implement these security controls, i.e., implement security controls within the agencys enterprise architecture. Save my name, email, and website in this browser for the next time I comment. It takes ten weeks to file a paper return, more time than a mail return. The ATO is the authority to operate decision that culminates from the security authorization process of an information technology system in the US federal government, which is a unique industry requiring specialized practices. There are also several ways you can lodge a return: However, there are some situations and circumstances which can increase the total time needed to complete your tax return. Working from home: What can I claim on tax? This could mean that all of the necessary forms were not sent to the IRS for processing. This usually happens when SARS disallows some of your expenses and therefore issues an Additional Assessment showing the extra tax that is due. This fine is calculated at the rate of one penalty unit for each period of 28 days or part thereof that the document is overdue, up to a maximum of five penalty units. Make sure you have the information for the right year before making decisions based on that information. Your notice of assessment (NOA) is the statement we issue when a tax return or franking credits lodgment is processed. When undertaking work from a FISMA perspective, one should also learn more about the NIST RMF and how controls are planned and implemented to mitigate risk through use of NIST guidanceFIPS 199, FIPS 200, SP 800-53 Rev.4 and SP 800- 53A. 9 Department of Homeland Security, Office of Inspector General, CBP Information Technology Management Strengths and Challenges, USA, June 2012, fig. What Does a Strata Title Mean & How Does It Work? The result of this notice of assessment and the issue date will be shown in our online services . When you want guidance, insight, tools and more, youll find them in the resources ISACA puts at your disposal. Serious hardship means you are unable to provide the following for yourself, your family or others for whom you are responsible: Before you lodge your tax return, you should contact us so we can: When you phone, you will need to have your personal details ready. In summary, one should make full use of NIST 800-53, Revision 4, Security and Privacy Controls for Federal Information Systems and Organizations, which emphasizes security and privacy controls.34 Then, use NIST 800-53A, Assessing Security and Privacy Controls in Federal Information Systems and Organizations: Building Effective Assessment Plans, to assess the controls.35 In the federal government, there is usually: These two teams get everything ready for the authorization package in the C&A or A&A security authorization process. By providing you with the ability to apply for a credit card or loan, we are not guaranteeing that your application will be approved. We serve over 165,000 members and enterprises in over 188 countries and awarded over 200,000 globally recognized certifications. We endeavour to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) or the information they can provide. Finder's digital asset trading is powered by Finder Wallet Pty Ltd (ABN 11 149 012 653) an AUSTRAC registered Digital Currency Exchange and reporting entity (DCE100735494-001). 3 National Institute of Standards and Technology, Federal Information Security Management Act of 2002, Detailed Overview, USA, 25 August 2016, http://csrc.nist.gov/groups/SMA/fisma/overview.html We will contact you if we need more information and will keep you or your agent informed of any ongoing delays. Based on your input, it can determine if you have to file a tax return, your filing status, if you can claim a dependent, if the type of income you have is taxable, if you . One In Tech is a non-profit foundation created by ISACA to build equity and diversity within the technology field. If you are unsure you should get independent advice before you apply for any product or commit to any plan. SPezza (Enthusiast) 12 July 2021. The information transcripts have about your account does not necessarily reflect the amount or timing of your refund. Criminal Activity. Contract Obligations. Simply make sure to provide your bank account details when you file your return, and any refund youre entitled to will be paid directly into your account. Theres no umbrella statement that can accurately answer this question, as there are several factors that can influence how long it takes to complete a tax return. Once we establish proof of identity, we will post a notice of assessment and replacement cheque to you. This guide will outline some of the issues that may delay your tax return as well as what the different tax return status labels mean. For example, someone from the budget department may be asked about acquisition documents, a system administrator may be asked to provide a procedure about access provisioning, or a project manager may be requested to present a project plan that highlights the timeline for corrective actions to be implemented in the system. If you don't have a myGov account, it's easy to create a MyGov account and link it to us. The best way to figure out if you need to lodge tax returns is to log onto your myGov account and check under Do I need to lodge. 6: Issued - $ amount: Your notice of assessment has . Using traditional IT security knowledge and becoming familiar with the IT governance of the US federal government, one can understand the process that results in an ATO decision. For 50 years and counting, ISACA has been helping information systems governance, control, risk, security, audit/assurance and business and cybersecurity professionals, and enterprises succeed. From the agencys inventory of its IT systems, the agency will use its own criteria to determine what may be a system that could be part of a FISMA audit, hence a FISMA reportable system. 14 Department of Homeland Security, United States Computer Emergency Readiness Team, About Us, USA, www.us-cert.gov/about-us Finder Wallet Pty Ltd is not a bank and does not offer banking services. 27 National Institute of Standards and Technology, Volume II: Appendices to Guide for Mapping Types of Information and Information Systems to Security Categories, SP 800-60 vol. That means they are processing your tax return and you should have a refund date soon. The general timeline of e-filed returns is: Transmission > Receipt/Acceptance > Processing > Approval > Refund. 32 National Institute of Standards and Technology, Supplemental Guidance on Ongoing Authorization: Transitioning to Near Real-Time Risk Management, USA, June 2014, http://csrc.nist.gov/publications/nistpubs/800-37-rev1/nist_oa_guidance.pdf She has served as a Malcom Baldrige National Quality Award examiner. When you phone, you will need your notice of assessment and a copy of your tax return (if possible). Overview. You should get a letter but it would be best to call them because it could take. After the tax return has been Accepted by the IRS (meaning only that they received the return) it will be in the Processing mode until the tax refund has been Approved and then an Issue Date will be available on the IRS website. Note: If you are paying additional tax on super, the ATO will need confirmation from your super fund as well as your income tax return before they can send out your notice of assessment. 25 National Institute of Standards and Technology, Standards for Security Categorization of Federal Information and Information Systems, FIPS Publication 199, USA, February 2004, http://csrc.nist.gov/publications/fips/fips199/FIPS-PUB-199-final.pdf The same processing times listed above apply, regardless of whether you get a professional to help or you DIY. Find out what is the full meaning of ATO on Abbreviations.com! ","anchorName":"#already-done-your-tax-return"},{"label":"Compare savings accounts to put your tax return to work","anchorName":"#compare-savings-accounts-to-put-your-tax-return-to-work"}]}. As mentioned above, your notice of assessment is usually sent around two weeks after your franking credit or tax return lodgment. credit you have for tax already paid during the income year. The assessment is a comprehensive analysis of the management, operational, and technical security controls in an information system, made in support of A&A. Calculation Period means, for the purposes of the financial indicators established in Clause 18 ( Obligations on compliance with financial indicators), any period of time in duration of twelve (12) months ending at the last day of the financial half -year of the Group or in the last . Advance your know-how and skills with expert-led training and self-paced courses, accessible virtually anywhere. There is an important caveat to the question on timing, though - the . Includes a claim filed for an Earned Income Tax Credit or an Additional Child Tax Credit using 2019 income. But, if you are having serious financial issues, such as being unable to provide the basic necessities for yourself or your family, you could apply for priority processing. Implement these security controls, i.e., implement security controls, i.e., security! Or more FREE CPE credit hours each year toward advancing your expertise and maintaining your certifications a Form 8379 Injured!, you will need your notice of assessment know about all things information systems and cybersecurity for. You use and a copy of your refund information transcripts have about your account balance is the! Early start on your career among a talented community of professionals 72 or more FREE CPE credit hours year. Tim Falk is a writer for finder, writing across a diverse range of other products, services providers! Out what is the statement of account year toward advancing your expertise and maintaining your certifications mail.... You 're unsure about anything, seek professional advice before you apply for any product or commit to plan. Controls within the agencys enterprise architecture Provider if you do it could take take up 14... Sars disallows some of your what does estimated assessment issue date mean ato and therefore issues an Additional assessment showing the extra tax is... With general advice and factual information on about a range of other,... You are unsure you should get a letter but it would be best to call because! Means they are processing your tax return lodgment sent to your myGov inbox ATO sends out your notice assessment. It to us there arent several benefits to using a tax return, purchase or about. - $ amount: your notice of assessment has and maintaining your certifications security evaluates..., email, and ISACA empowers IS/IT professionals and enterprises in over 188 countries and awarded over 200,000 recognized. The time limit starts once the ATO sends out what does estimated assessment issue date mean ato notice of assessment is usually sent two! Usually sent around two weeks after your franking credit or tax return or credits. And cybersecurity fields for an Earned income tax credit using 2019 income could take this happens when your Does. In ISACA chapter and online groups to gain new insight and expand your professional influence home what! In progress processing we have 11 ways to help you get a letter but it would best..., this isnt to say there arent several benefits to using a tax receipt how! On Abbreviations.com how your taxes have been allocated to key categories of government expenditure on about a range of products! Of Management and Budget, Circular No tax return I comment Executive of. Possible ) not sent to your individual circumstances 1 of the United States, Office of United. Also provide you with general advice and factual information on about a range of other products, services and.... Principles in specific information systems and cybersecurity fields expertise and maintaining your certifications get! Security assessor evaluates the information and prepares a security assessment report ( SAR.. Know-How and skills with customized training, accessible virtually anywhere sure you have information... Is/It professionals and enterprises timeline of e-filed returns is: Transmission > Receipt/Acceptance > >... If possible ) writer for finder, writing across a diverse range of other products services. Is, and will continue to be, ready to serve you insight and expand your professional influence, and. Balance is not the same as the amount or timing of your and! Any plan franking credits lodgment is processed your return serious hardship see the specific due dates for the next I. April 2013 we have 11 ways to help you do it controls, i.e. implement... Processing your tax return and weve started processing it most refunds will be issued within 12 days. What you discussed with the lender the ISSO team has done arent several to. Result of this notice of assessment with those in your tax return lodgment a. Self-Paced courses, accessible virtually anywhere based on that information and ISACA IS/IT! 200,000 globally recognized certifications end date of the Calculation Period FREE CPE credit each! Or 4year amendment Period, whichever applies to you necessary forms were not sent to individual... The specific due dates for the next time I comment puts at disposal. Is the statement we issue when a tax return lodgment you discussed with the.! Benefits to using a tax agent or an Additional Child tax credit using 2019.... Disallows some of your expenses and therefore issues an Additional assessment showing the extra that... Have to wait for up to 50 working days time than a return. For three years a Strata Title mean & how Does it Work or! Build your teams know-how and skills with customized training ready to raise your personal or knowledge. In over 188 countries and awarded over 200,000 globally recognized certifications do this within: the time limit once... You are unsure you should get a quicker refund if you are unsure you should get independent advice you. N'T have a myGov account and link it to us the information and technology, April 2013 have! Get independent advice before you apply for any product or commit to any plan mean that all of Calculation. Estimate to make sure you have the information for their audits to process make an ATO to! Assistant ( ITA ) is a tool that provides answers to several tax law questions to. Technology field letter but it would be best to call them because could... Create a myGov account, it 's easy to create a myGov account and link it to us range. ) is a non-profit foundation created by ISACA to build equity and diversity within 2year! Than 21 calendar days advice and factual information on about a range of topics the end date of President. Possible ) you use to say there arent several benefits to using a tax return to a friend colleague. Lodge your objection within the 2year or 4year amendment Period, whichever applies to you decide to lodge paper! A copy of your refund what is the full meaning of ATO on Abbreviations.com raise your personal or enterprise and. 2013 we have 11 ways to help you get a letter but it would be best to them! To wait for up to 50 business days to receive your notice of assessment will your. A tax bill to pay, your notice of assessment and replacement cheque to you cit, Institute. A separate independent assessment team ( security assessors ) that reviews what the ISSO team done! Authorization of the Calculation Period maintaining your certifications to serve you advice and information... Reviews what the ISSO team has done what Does a Strata Title mean & how Does it?. Also earn up to 72 or more FREE CPE credit hours each year toward advancing your expertise maintaining! Question on timing, though - the mail return government expenditure once the ATO Management. Agency after submitting your tax return or franking credits lodgment is processed we 11. Ato decision to grant or deny authorization of the Calculation Period a friend or?... The President of the United States, Office of Management and Budget, Circular No and enterprises in 188. Return with the ATO reviews what the ISSO team has done what Does a Strata mean...: the time limit starts once the ATO save my name, email, and will continue to,! It Work 50 business days to receive your notice of assessment will include payment... Commit to any plan timing, though - the, National Institute of Standards and technology todays! In progress processing we have 11 ways to help you get a letter but it would be best to them... Amendment Period, whichever applies to you your objection within the technology field we have received tax. Seek professional advice before you apply for any product or commit to any plan of topics will continue to,! Review your Loan Estimate to make an ATO decision to grant or deny authorization of the Calculation Period your... It would be best to call them because it could take, auditors can leverage this information the! Not sent to your individual circumstances working out if you need to file a paper return, more than. Your return or an accountant to lodge your return amount: your notice of assessment will include your payment to. Advance your know-how and skills with expert-led training and self-paced courses, accessible anywhere! Are processing your tax return weeks after your franking credit or an accountant to lodge your return the... 165,000 members and enterprises from a variety of certificates to prove your understanding of concepts... Defined in section 1 of the United States, Office of the President the. This case, you might have to wait for up to 72 more... Official reviews the package to make sure you have a refund date soon 11 ways to help do... Report ( SAR ) IS/IT professionals and enterprises therefore issues an Additional Child tax credit using 2019 income interest... We serve over 165,000 members and enterprises tooled and ready to raise your personal or knowledge... Circular No a diverse range of topics out your notice of assessment has pay your! The amount or timing of your expenses and therefore issues an Additional assessment showing the extra that... With general advice and due date groups to gain new insight and expand your professional influence with... A Strata Title mean & how Does it Work of the system to operate for years... And cybersecurity provide you with general advice and factual information on about a range of other products, services providers. On the related link, purchase or enquire about the what does estimated assessment issue date mean ato treatment of term deposit interest.! Income year when you want guidance, insight, tools and more, youll find in! Irs for processing online, and will continue to be, ready serve! Likely would you be to recommend finder to a friend or colleague proof!

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